Paying for Our Services

We will discuss your payment options and agree with you how we will be paid.

You can pay our adviser charges by cheque or payments directly into our bank account. We do not accept payments by cash. Our charges will become payable on completion of our work and should be settled within 28 business days. You will be sent a letter to confirm safe receipt of payment.

You may also pay our fees via adviser charges deducted from the financial product(s) that you might invest in, where the product / platform provider allows this. Please note that if you choose to pay by deduction from a financial product this will reduce the amount left for investment and may, depending on your circumstances, have other consequences. If you select this option we will discuss the implications of using this payment method with you prior to putting it in place.

If your investments are held on a platform you may choose to pay our fees out of the funds held with the platform cash account (where the platform provider offers this facility). If this method is selected it is important that sufficient funds are maintained in the account to cover our fees as and when they become payable. We will discuss the implications of using this payment option with you prior to putting it in place.

Please note that a minimum charge may be applied even if you choose not to invest in a product. We reserve the right to charge you for services provided prior to cancellation.